Honda Finance America

Trying to buy a new Car from A dealership need help to finance.?
I am trying to buy a new car, I have a old mazda pick up that is going for sale. And the buyer will pay me in janurary so i need a car by then. I havnt chosen what car i want. Its Either a Toyota Camry Hybrid
Honda Civic Hybrid or SI Sedan
Volkswagon Jetta
I am trying to finance one but i am 18 and only had a credit card for 4 months and its probably not enough im guessing. Its a Bank of America Credit card that maxes at 900.
I can give as a down payment 3,000.
My parents were saying you can either finance it thrue the car dealer or go to the bank and get a loan i dont know which would be bettter? or does anyobody recommend something else? Dont mention a co-signer i have tried and cant find anyone.Thx in ahead
I would try financing through a bank first or even a credit union or State Farm Insurance which can do financing. You will get a better rate through them than a dealer. Try through Bank of America first since you already have a card with them.
Compare rates and also consider buying slightly old instead of brand new and see if that changes anything.
Also- good job on selling your Mazda yourself. You will get more for it that way then as a trade-in.
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