Honda Credit Rates
How much does a small used auto loan impact my credit?
I am about to buy a 2003 Honda Civic from my uncle for approximately $10,000. I had intentions of putting down 5,000 or 6,500 dollars (depending on what I sell my current car for) and take out a small auto loan for the remaing 3,500 or 5,000 for about 36 months.
The rates I am finding are not as good as I would have hoped, through no fault of my own. I am 24 and haven't done anything that would have given me bad credit. I pay back all my bills and whatnot.
Am I better off just buying the car outright (I can afford it) or taking out a loan for the sake of taking out a loan. I've heard a few times that a small loan really helps your credit.
So put down 5,000, take out the 5,000 loan amount, put 5,000 in a savings account and let the loan cycle? What does that mean.
Auto finance is what I do for a living and auto loans take 6-months of payments made as agreed to be rated.
Your credit will be helped the best after 12-payments made as agreed. This is the first thing lenders look for when they are looking at a application for credit.
I would agree with PJ except for the amount of payments you should make. I would make at least 12, and make sure whatever lender you use that they report to all three credit bureaus or you are wasting your time.
No Credit Bad Credit Financing Koons Honda Manassas VA
 STARTER ACURA MDX PILOT ODYSSET 01 02 03 04 05  US $29.99
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 YAMAHA PW 50 80 PW50 PW80 TW 200 TW200 GRAY FLAME SKULL HAND GRIPS US $13.99
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 03 06 08 YAMAHA R6 R6S REAR BACK BRAKE CALIPER W PADS US $14.50
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 03 06 08 YAMAHA R6 R6S ENGINE HEAT SHROUD SHIELD GUARD US $15.50
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 1 HONDA Accord Hubcap 15 OEM US $32.50
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 1988 1989 1990 1991 HONDA PRELUDE AUTO WHITE FACE REVERSE GLOW GAUGES 88 89 90 US $14.99 |
 INT RR VIEW MIRROR 2010 FIT US $24.99
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 98 99 00 HONDA ACCORD ENGINE ECM US $39.00
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 01 02 03 HONDA CIVIC ENGINE ECM US $39.00
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 90 91 HONDA CIVIC ENGINE ECM US $39.00
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 90 HONDA ACCORD ENGINE ECM US $39.00
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 88 89 HONDA CIVIC ENGINE ECM US $39.00
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 91 HONDA ACCORD ENGINE ECM US $39.00
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 FUEL FILLER DOOR 2010 FIT US $49.99
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 INT RR VIEW MIRROR 2002 ODYSSEY US $39.99
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 86 89 Honda Accord Reman A C Compressor US $89.00
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 TRIM PANEL FR DR 2010 FIT US $49.99
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 01 02 SUZUKI GSXR 1000 SWINGARM SWING ARM PIVOT BOLT US $2.99
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 CONSOLE 2010 FIT US $49.99
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 New Honda ID Guide CB200 CB350 CB450 CB650 CB500 CB700 CB750 CB900 Book D M72 US $54.95
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 2002 2003 HONDA CBR 954RR954 RR CHROME BRAKE CLUTCH HAND LEVER SET 02 03 US $19.99 |
 GLOVE BOX 2010 FIT US $49.99
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 88 89 HONDA ACCORD R CORNER PARK LIGHT US $25.00
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 SUN VISOR SHADE 2010 FIT US $49.99
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 Mercury Quicksilver New OEM Black Diamond Prop Propeller 13 3 475x15 QA2034X US $105.94
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 88 HONDA PRELUDE R CORNER PARK LIGHT US $20.00
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 88 HONDA PRELUDE L CORNER PARK LIGHT US $20.00
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 Pro Wheel Spoke Kit Front 21 Honda CR500 95 01 US $82.95
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 Pro Wheel Spoke Kit Front 21 Honda CR125 CR250 95 07 US $82.95
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 Pro Wheel Spoke Kit Front 21 Honda CRF250R CRF250X US $82.95
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 Pro Wheel Spoke Kit Front 21 Honda CRF450R CRF450X US $82.95
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 BRAKE Lever HONDA CRF70 CRF 70 2004 08 US $8.49
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 90 91 HONDA CRX R CORNER PARK LIGHT US $20.00
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 03 04 06 08 YAMAHA R6 R6S ENGINE RADIATOR HOSES LINES US $15.50
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 97 98 99 00 01 HONDA PRELUDE L CORNER PARK LIGHT US $20.00
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 BRAKE Lever HONDA CRF 450 R CRF450 R 2002 03 US $11.29
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 2004 2005 HONDA CBR 1000RR 1000 RR EURO CLEAR FLUSH LED TURN SIGNAL LIGHTS 04 05 US $14.99 |
 92 93 94 95 HONDA CIVIC L CORNER PARK LIGHT US $25.00
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 92 93 HONDA PRELUDE L CORNER PARK LIGHT US $25.00
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 92 93 94 95 HONDA CIVIC R CORNER PARK LIGHT US $35.00
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 92 93 HONDA PRELUDE R CORNER PARK LIGHT US $35.00
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 EBC Clutch Spring Set HONDA ATC 250 ES BIG RED 1985 87 US $8.99
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 HONDA NOS OEM PISTON Z50 Z50R 13101 036 010 VINTAGE AHRMA Z 50 Z50 R US $24.99
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 Honda Helix CN 250 Scooter motorcycle cover XL US $13.99
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 Honda NighthawkInterceptorV45V65 Motorcycle Cover US $13.99
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 Honda NighthawkInterceptorV45V65 Motorcycle CoverL US $13.99
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 Honda Ninja 250Virago 250XT225 motorcycle cover 2 US $13.99
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 Honda RVF750 RC45 Super Bike Motorcycle Cover 94 99 L US $13.99
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 Honda Scooter Elite 80Metroploitan Motorcycle CoverM US $13.99
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 Honda Scooter Elite 80Metroploitan Motorcycle CoverM US $13.99
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 Supersprox Stealth Rear Sprocket 53T Honda CR125 87 07 US $84.95
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 HONDA CB350 RINGS 13011 287 010 CL350 SL350 NOS CB CL SL US $24.99
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 Honda Shadow VT750DC motorcycle cover 3 US $13.99
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 Honda Silverwing scooter All weather Motorcycle Cover L US $13.99
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 Honda Silverwing scooter weather Motorcycle Cover L US $13.99
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 Clymer Repair Manual HONDA XR 100 1981 84 XR 100 85 03 US $25.98
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 1992 NISSAN 300ZX CRUISE CONTROL MODULE US $39.90
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 Clymer Repair Manual HONDA CBR 600 F4 F4I F SPORT 99 06 US $27.18
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 1998 VFR800 VFR 800 INTERCEPTOR CHOKE CABLE US $11.99
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 ATV Complete Gasket Kit HONDA ATC 250 R ATC250 R 81 84 US $28.09
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 EBC FRONT Brake Shoes HONDA CR 250 R CR250 R 1981 US $19.50
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 1992 NISSAN 300ZX THEFT WARNING CONTROL MODULE US $29.90
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 98 99 00 01 02 HONDA ACCORD ALTERNATOR US $57.25
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 EBC FRONT Brake Shoes HONDA ATC 250 SX ATC250 SX 85 87 US $20.40
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 HONDA CR125 CR250 CRF250 CRF450 FRONT WHEEL BEARINGS AND SEALS US $15.67
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 02 HONDA 400EX 400 EX OIL COOLER US $38.99
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 HONDA GL1100 GL 1100 LEFT RIGHT SWING ARM BOLTS US $11.99
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 HONDA CBR 929 CBR 929 BLINKER MARKER LIGHT OEM CBR929RR 929 RR 2001 2000 US $7.99
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 05 06 07 08 09 10 HONDA ODYSSEY BRAKE MASTER CYL US $53.36
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 HID XENON CONVERSION KIT Honda Civic Prelude Accord CRV US $32.99
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 1990 1991 HONDA PRELUDE INTEGRATED CONTROL UNIT 38600 SF1 A22 US $34.90
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| Honda Parts Accessories |
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Credit Card Debt By Daskaloff, Alexander $15 Presents an effective, threestep program to help readers to eliminate overwhelming credit card debt, explaining how to reduce interest rates, eliminate fees, negotiate with credit card companies, organize financial decisions, and more. Original. Author: Daskaloff, Alexander Subtitle: Reduce Your Financial Burden in Three Easy Steps Publication Date: 1999/04/01 Number of Pages: 195 Binding Type: Paperback Language: English Depth: 0.75 Width: 4.25 Height: 6.50 |
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Tanabe Racing Development Lowering Springs - DF210 (Spring Rates - Front:3.7/ Rear:7-1/2) (Drop - Front:1-1/2/ Rear:1-1/2) [Honda 03-up Accord] $244.4 Tanabe Racing Development Lowering Springs - DF210 (Spring Rates - Front:3.7/ Rear:7-1/2) (Drop - Front:1-1/2/ Rear:1-1/2) |
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Tanabe Racing Development Lowering Springs - DF210 (Spring Rates - Front:5.2/ Rear:2.8) (Drop - Front:2.3/ Rear:2.3) [Honda 90-93 Accord] $244.4 Tanabe Racing Development Lowering Springs - DF210 (Spring Rates - Front:5.2/ Rear:2.8) (Drop - Front:2.3/ Rear:2.3) |
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Tanabe Racing Development Lowering Springs - DF210 (Spring Rates - Front:5.2/ Rear:2.8) (Drop - Front:2.3/ Rear:2.3) [Honda 94-97 Accord] $244.4 Tanabe Racing Development Lowering Springs - DF210 (Spring Rates - Front:5.2/ Rear:2.8) (Drop - Front:2.3/ Rear:2.3) |
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Tanabe Racing Development Lowering Springs - GF210 (Spring Rates - Front:5.6/ Rear:2.8) (Drop - Front:1.2/ Rear:1.2) [Honda 90-93 Accord] $244.4 Tanabe Racing Development Lowering Springs - GF210 (Spring Rates - Front:5.6/ Rear:2.8) (Drop - Front:1.2/ Rear:1.2) |
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Tanabe Racing Development Lowering Springs - DF210 (Spring Rates - Front:4.6/ Rear:2.6) (Drop - Front:2.0/ Rear:1-1/2) [Honda 98-02 Accord] $244.4 Tanabe Racing Development Lowering Springs - DF210 (Spring Rates - Front:4.6/ Rear:2.6) (Drop - Front:2.0/ Rear:1-1/2) |
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Tanabe Racing Development Lowering Springs - DF210 (Spring Rates - Front:5.3/ Rear:2.7) (Drop - Front:1.8/ Rear:1.8) [Honda 88-91 Civic] $244.4 Tanabe Racing Development Lowering Springs - DF210 (Spring Rates - Front:5.3/ Rear:2.7) (Drop - Front:1.8/ Rear:1.8) |
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Tanabe Racing Development Lowering Springs - DF210 (Spring Rates - Front:5.3/ Rear:2.7) (Drop - Front:1.8/ Rear:1.8) [Honda 88-91 CRX] $244.4 Tanabe Racing Development Lowering Springs - DF210 (Spring Rates - Front:5.3/ Rear:2.7) (Drop - Front:1.8/ Rear:1.8) |
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Tanabe Racing Development Lowering Springs - GF210 (Spring Rates - Front:6/ Rear:2.7) (Drop - Front:1.3/ Rear:1.3) [Honda 88-91 Civic] $244.4 Tanabe Racing Development Lowering Springs - GF210 (Spring Rates - Front:6/ Rear:2.7) (Drop - Front:1.3/ Rear:1.3) |
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Tanabe Racing Development Lowering Springs - DF210 (Spring Rates - Front:4-1/2/ Rear:3) (Drop - Front:1.8/ Rear:1-1/2) [Honda 92-95 Civic] $244.4 Tanabe Racing Development Lowering Springs - DF210 (Spring Rates - Front:4-1/2/ Rear:3) (Drop - Front:1.8/ Rear:1-1/2) |
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Tanabe Racing Development Lowering Springs - DF210 (Spring Rates - Front:4-1/2/ Rear:3) (Drop - Front:1.8/ Rear:1-1/2) [Honda 96-00 Civic] $244.4 Tanabe Racing Development Lowering Springs - DF210 (Spring Rates - Front:4-1/2/ Rear:3) (Drop - Front:1.8/ Rear:1-1/2) |
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Tanabe Racing Development Lowering Springs - NF210 (Spring Rates - Front:3.7/ Rear:2.2) (Drop - Front:1-1/2/ Rear:1.0) [Honda 92-95 Civic] $244.4 Tanabe Racing Development Lowering Springs - NF210 (Spring Rates - Front:3.7/ Rear:2.2) (Drop - Front:1-1/2/ Rear:1.0) |
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Tanabe Racing Development Lowering Springs - NF210 (Spring Rates - Front:3/ Rear:6-1/2) (Drop - Front:1.2/ Rear:1.2) [Honda 99-04 Odyssey] $451.2 Tanabe Racing Development Lowering Springs - NF210 (Spring Rates - Front:3/ Rear:6-1/2) (Drop - Front:1.2/ Rear:1.2) |
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Tanabe Racing Development Lowering Springs - DF210 (Spring Rates - Front:4.8/ Rear:3-1/2) (Drop - Front:1-1/2/ Rear:1.2) [Honda 92-96 Prelude] $244.4 Tanabe Racing Development Lowering Springs - DF210 (Spring Rates - Front:4.8/ Rear:3-1/2) (Drop - Front:1-1/2/ Rear:1.2) |
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Tanabe Racing Development Lowering Springs - GF210 (Spring Rates - Front:5/ Rear:4) (Drop - Front:1.3/ Rear:1.0) [Honda 92-96 Prelude] $244.4 Tanabe Racing Development Lowering Springs - GF210 (Spring Rates - Front:5/ Rear:4) (Drop - Front:1.3/ Rear:1.0) |
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Tanabe Racing Development Lowering Springs - DF210 (Spring Rates - Front:3.6/ Rear:3.7) (Drop - Front:1-1/2/ Rear:1.2) [Honda 97-02 Prelude] $244.4 Tanabe Racing Development Lowering Springs - DF210 (Spring Rates - Front:3.6/ Rear:3.7) (Drop - Front:1-1/2/ Rear:1.2) |
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Tanabe Racing Development Lowering Springs - GF210 (Spring Rates - Front:4-1/2/ Rear:4.8) (Drop - Front:1.0/ Rear:0.8) [Honda 97-02 Prelude] $244.4 Tanabe Racing Development Lowering Springs - GF210 (Spring Rates - Front:4-1/2/ Rear:4.8) (Drop - Front:1.0/ Rear:0.8) |
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Tanabe Racing Development Lowering Springs - GF210 (Spring Rates - Front:4-1/2/ Rear:5-1/2) (Drop - Front:0.8/ Rear:0.8) [Honda 00-up S2000] $244.4 Tanabe Racing Development Lowering Springs - GF210 (Spring Rates - Front:4-1/2/ Rear:5-1/2) (Drop - Front:0.8/ Rear:0.8) |
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Tanabe Racing Development Lowering Springs - NF210 (Spring Rates - Front:4/ Rear:5) (Drop - Front:0.8/ Rear:0.8) [Honda 00-up S2000] $244.4 Tanabe Racing Development Lowering Springs - NF210 (Spring Rates - Front:4/ Rear:5) (Drop - Front:0.8/ Rear:0.8) |
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Tanabe Racing Development Lowering Springs - NF210 (Spring Rates - Front:3.7/ Rear:2.2) (Drop - Front:1-1/2/ Rear:1.0) [Honda 96-00 Civic] $244.4 Tanabe Racing Development Lowering Springs - NF210 (Spring Rates - Front:3.7/ Rear:2.2) (Drop - Front:1-1/2/ Rear:1.0) |
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Tanabe Racing Development Lowering Springs - DF210 (Spring Rates - Front:3/ Rear:5) (Drop - Front:1.8/ Rear:1.8) [Honda 01-03 Civic] $244.4 Tanabe Racing Development Lowering Springs - DF210 (Spring Rates - Front:3/ Rear:5) (Drop - Front:1.8/ Rear:1.8) |
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Tanabe Racing Development Lowering Springs - GF210 (Spring Rates - Front:3/ Rear:5.7) (Drop - Front:1.3/ Rear:1-1/2) [Honda 01-03 Civic] $244.4 Tanabe Racing Development Lowering Springs - GF210 (Spring Rates - Front:3/ Rear:5.7) (Drop - Front:1.3/ Rear:1-1/2) |
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Tanabe Racing Development Lowering Springs - NF210 (Spring Rates - Front:4.9/ Rear:2.3) (Drop - Front:1.8/ Rear:1-1/2) [Honda 90-93 Accord] $244.4 Tanabe Racing Development Lowering Springs - NF210 (Spring Rates - Front:4.9/ Rear:2.3) (Drop - Front:1.8/ Rear:1-1/2) |
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Tanabe Racing Development Lowering Springs - NF210 (Spring Rates - Front:4.1/ Rear:2-1/2) (Drop - Front:1-1/2/ Rear:1-1/2) [Honda 98-02 Accord] $244.4 Tanabe Racing Development Lowering Springs - NF210 (Spring Rates - Front:4.1/ Rear:2-1/2) (Drop - Front:1-1/2/ Rear:1-1/2) |
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Tanabe Racing Development Lowering Springs - NF210 (Spring Rates - Front:4.1/ Rear:2-1/2) (Drop - Front:1-1/2/ Rear:1-1/2) [Honda 03-up Accord] $244.4 Tanabe Racing Development Lowering Springs - NF210 (Spring Rates - Front:4.1/ Rear:2-1/2) (Drop - Front:1-1/2/ Rear:1-1/2) |
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Tanabe Racing Development Full Coilover Systems - Sustec Pro S-0C (Spring Rates Front:6.0/ Rear:4.0) (Height Adjustable Front:(0.25-3.0inch/0.0-3.25inch) $893 [Honda 94-97 Accord] Tanabe Racing Development Full Coilover Systems - Sustec Pro S-0C (Spring Rates Front:6.0/ Rear:4.0) (Height Adjustable Front:(0.25-3.0inch/0.0-3.25inch) |
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Tanabe Racing Development Full Coilover Systems - Sustec Pro S-0C (Spring Rates Front:8.0/ Rear:4.0) (Height Adjustable Front:(0.25-2.5inch/0.25-2.0inch) $893 [Honda 98-02 Accord] Tanabe Racing Development Full Coilover Systems - Sustec Pro S-0C (Spring Rates Front:8.0/ Rear:4.0) (Height Adjustable Front:(0.25-2.5inch/0.25-2.0inch) |
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Tanabe Racing Development Full Coilover Systems - Sustec Pro S-0C (Spring Rates Front:8.0/ Rear:4.0) (Height Adjustable Front:(0.25-2.75inch/0.75-2.75inch) $987 [Honda 92-96 Prelude] Tanabe Racing Development Full Coilover Systems - Sustec Pro S-0C (Spring Rates Front:8.0/ Rear:4.0) (Height Adjustable Front:(0.25-2.75inch/0.75-2.75inch) |
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Tanabe Racing Development Lowering Springs - GF210 (Spring Rates - Front:6/ Rear:2.7) (Drop - Front:1.3/ Rear:1.3) [88-91 Honda CRX (EF)] $244.4 Tanabe Racing Development Lowering Springs - GF210 (Spring Rates - Front:6/ Rear:2.7) (Drop - Front:1.3/ Rear:1.3) |
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Tanabe Racing Development Lowering Springs - DF210 (Spring Rates - Front:4-1/2/ Rear:3) (Drop - Front:1.8/ Rear:1-1/2) [Honda 93-97 Del Sol] $244.4 Tanabe Racing Development Lowering Springs - DF210 (Spring Rates - Front:4-1/2/ Rear:3) (Drop - Front:1.8/ Rear:1-1/2) |
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Tanabe Racing Development Lowering Springs - GF210 (Spring Rates - Front:4.4/ Rear:2.9) (Drop - Front:1-1/2/ Rear:1-1/2) [92-95 Honda Civic Hatchback (EG)] $244.4 Tanabe Racing Development Lowering Springs - GF210 (Spring Rates - Front:4.4/ Rear:2.9) (Drop - Front:1-1/2/ Rear:1-1/2) |